Renovation Loans

Transform your home with our flexible renovation loan solutions

Service Scope

Comprehensive renovation financing for all your home improvement needs

Interior Renovation

Complete interior makeover including flooring, painting, electrical work, and plumbing

Flooring and tiling
Wall painting and wallpaper
Electrical fittings and fixtures
Plumbing and bathroom renovation

Structural Renovation

Major structural changes and extensions to enhance your living space

Room extensions
Structural modifications
Roof repairs and replacement
Foundation strengthening

Kitchen & Bathroom

Specialized renovation for kitchen and bathroom areas

Kitchen cabinet and countertop
Bathroom fixtures and fittings
Modern appliances installation
Storage solutions

Energy Efficiency

Green renovation solutions for energy-efficient homes

Solar panel installation
Energy-efficient windows
Insulation upgrades
Smart home systems

Loan Amounts

Flexible loan amounts tailored to your renovation needs

Basic Renovation

₹2 Lakhs - ₹10 Lakhs

Interior painting and flooring
Basic electrical work
Minor plumbing repairs
Simple fixtures upgrade

Interest Rate: 9.5% - 12% p.a.

Tenure: 5 - 15 years

Comprehensive Renovation

₹10 Lakhs - ₹25 Lakhs

Complete interior makeover
Kitchen and bathroom renovation
Electrical and plumbing overhaul
Modern fixtures and fittings

Interest Rate: 9% - 11.5% p.a.

Tenure: 5 - 20 years

Premium Renovation

₹25 Lakhs - ₹50 Lakhs

Luxury interior design
Structural modifications
Smart home integration
Premium materials and finishes

Interest Rate: 8.5% - 10.5% p.a.

Tenure: 5 - 25 years

Application Conditions

To qualify for our renovation loans, you need to meet certain eligibility criteria. We have designed flexible conditions to make renovation financing accessible to more homeowners.

Eligibility Criteria

Indian citizen or resident
Age: 21-65 years
Minimum monthly income: ₹25,000
Property ownership or co-ownership
Good credit history (CIBIL score 650+)

Property Requirements

Property should be in your name
Property age: Maximum 30 years
Valid property documents
No legal disputes on property
Property insurance recommended

Financial Requirements

Stable employment (minimum 2 years)
Bank statements (last 6 months)
Income tax returns (last 2 years)
No existing loan defaults
Debt-to-income ratio below 50%

Approval Process

Streamlined approval process for quick renovation loan disbursement

Application Submission

Submit your renovation loan application with required documents

Same day

Document Verification

Our team verifies all submitted documents and conducts initial assessment

1-2 days

Property Inspection

Professional property inspection to assess renovation requirements

1 day

Credit Assessment

Comprehensive credit check and financial assessment

1-2 days

Loan Sanction

Final approval and loan sanction letter issuance

1 day

Disbursement

Loan amount disbursed to your account for renovation work

1-2 days

Total processing time: 5-7 business days from application submission to loan disbursement

Contact & Consultation

Get personalized consultation for your renovation loan needs. Our expert team is ready to guide you through the entire process and help you choose the best financing option.

Phone Consultation

Speak directly with our renovation loan specialists

+91 98765 43210 Mon-Fri: 9 AM - 6 PM

Email Support

Send us your renovation loan queries via email

renovation@nanayasurabhifinance.com Response within 24 hours

Schedule Meeting

Book an appointment with our renovation experts

Visit our office By appointment only

Live Chat

Chat with our support team for instant assistance

Available on website Mon-Fri: 9 AM - 6 PM